Jesus propitiated the holy wrath of God against our sin by suffering the full penalty for it in our place. Jesus does not argue our worthiness, He argues His substitution. We may not be worthy to be forgiven, but He is worthy to forgive us.
J. D. Greear, Stop Asking Jesus Into Your Heart: How to Know for Sure You Are Saved, (B & H, 2013), pg. 30
And I Quote—April 11